Housing Benefit changes explained: Who can still claim in 2026?

Housing Benefit has officially ended for most working-age people in the UK as the government's transition to Universal Credit reaches its final stages. However, some people are still eligible to claim the benefit depending on their circumstances.

For most people under State Pension age, new claims for Housing Benefit are no longer accepted. Instead, anyone needing help with their rent must apply for the housing costs element of Universal Credit. The change forms part of the government's long-term welfare reforms, which have replaced several legacy benefits with a single monthly payment.

Despite the changes, Housing Benefit has not disappeared completely. You may still be able to claim if:

• You have reached State Pension age.
• You live in temporary accommodation.
• You live in supported or specified accommodation, regardless of your age.

If you already receive Housing Benefit and your circumstances change, such as moving home, changes to your income or changes in who lives with you, it is important to report these changes to your local council. Failing to do so could affect your entitlement or lead to overpayments.

Citizens Advice says the amount of Housing Benefit available depends on several factors, including where you live, your household income, savings and who lives with you. Private tenants are usually assessed using Local Housing Allowance rates, while different rules may apply for social housing tenants.

People who are unsure whether they qualify are encouraged to seek advice before making a claim. Citizens Advice recommends using a benefits calculator or speaking to an adviser to check eligibility and ensure they are receiving all the financial support available.

As Universal Credit continues to replace older benefits, anyone currently receiving legacy benefits should make sure they understand how the changes affect them and respond promptly to any letters from the Department for Work and Pensions to avoid interruptions to their payments.